Handy Tips For First Time Buyers

Instruct your solicitor early

• We can give you advice even if you have not yet found your ideal home.
• You will be able to proceed the minute you have found a house.
• Fees for the conveyance are fixed with no ‘hidden extras’.
• There will be nothing to pay until we start work.

Before you start looking for a house get a mortgage offer in principle

• A mortgage offer in the bag will give you an advantage over other buyers.

Set a limit on what is affordable to you

• Borrow an affordable amount and don’t be tempted to extend yourself financially.
• A mortgage is a legal document so don’t commit to it until you have exchanged contracts. Once signed you won’t be able to turn back so you need to be absolutely sure it is the right one for you.

Look round the property more than once

• Make sure the house is the right one for you and take someone with you.
• Visit the property at different times of the day, at quiet and busier times. See it in the daylight and after dark and check out the surrounding area.

Don’t try to save money on surveys

• A thorough survey could save you a lot of money and heartache in the future, particularly with older properties.

Don’t be afraid to contact us - we are on your side

• If you foresee any problems let us know as soon as possible. We may be able to help and are always happy to take your telephone call.